Deposit Schemes & Accounts

Deposit Schemes & Accounts Effective From 2072 Magh 1st:

General Saving and Current Accounts:

Accounts Interest Rate Calculation Of Minimum Required Good For Interest
Business Saving 6% Daily Minimum Balance Rs.500/- Business Personals QTR
Normal Saving 8% Monthly Minimum Balance Rs.1000/- Job Holders QTR
Daily Saving 4% Monthly Minimum Balance Rs.200/- Business Personals QTR
Current Account 1% Monthly Minimum Balance Rs.500/- Business Personals QTR
Zero Balance 0% No Interest Ever Rs.0/- Any QTR

NEW MONTHLY SAVING ACCOUNTS:

Accounts Interest Rate Calculation Of Minimum Required Good For Interest
Golden Saving – 12 Months (GS1Y) 10% Upon Maturity Interest In Total Sum Rs.2000/- Any Upon Maturity
Golden Saving – 24 Year (GS2Y) 11% Upon Maturity Interest In Total Sum Rs.2000/- Any Upon Maturity
Golden Saving – 36 Year (GS3Y) 12% Upon Maturity Interest In Total Sum Rs.2000/- Any Upon Maturity

RECURRING ACCOUNTS:

Accounts Interest Rate Calculation Of Minimum Required Good For Interest
Recurring Deposit – 3 Months (RD3M) 7% Monthly Minumum Rs.500/- Any QTR
Recurring Deposit – 6 Months (RD6M) 8% Monthly Minumum Rs.500/- Any QTR
Recurring Deposit – 9 Months (RD9M) 9% Monthly Minumum Rs.500/- Any QTR
Recurring Deposit – 12 Months (RD9M) 10% Monthly Minumum Rs.500/- Any QTR

MONTHLY SAVING ACCOUNTS:

Accounts Interest Rate Calculation Of Minimum Required Good For Interest
Khutruke Special Saving (KSS) 10% Quarterly basis & 1% will be added Rs.1000/- Children & Senior Citizens QTR

PERIODIC ACCOUNTS:

Accounts Interest Rate Calculation Of Minimum Required Good For Interest
Periodic Deposit – 1 Year (PD1Y) 15% 3 Months Rs.5000/- Any QTR
Periodic Deposit – 2 Year (PD2Y) 16% 3 Months Rs.5000/- Any QTR
Periodic Deposit – 3 Year (PD3Y) 17% 3 Months Rs.5000/- Any QTR
Periodic Deposit – 3 Years+1 (PD4Y) 18% 3 Months Rs.5000/- Any QTR
Periodic Deposit – 3 Years+2 Years (PD5Y) 20% 3 Months Rs.5000/- Any QTR

JAGAT JANANI SPECIAL SAVING ACCOUNTS(JJSS):

Accounts Interest Rate Calculation Of Minimum Required Good For Interest
Jagat Janani Special Saving (JJSS) 10% Upon Maturity Rs.200/- Any N/A
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